May 23, 2025
2 minutes
Navigating life on a fixed income can be tough—especially for disabled veterans. In 2025, VA disability payments are increasing, giving millions of veterans a slight but meaningful boost. More importantly, that tax-free monthly payment can open the door to homeownership, wealth-building, and long-term stability.
Key Takeaways
- VA disability pay will increase by an estimated 2.8% in 2025, aligned with the Social Security COLA.
- Disability income counts as qualifying income for VA home loans.
- Veterans receiving disability pay are exempt from the VA funding fee—saving thousands.
What’s Changing with VA Disability Pay in 2025?
VA disability compensation rates are projected to increase by 2.8% in 2025, reflecting the forecasted Social Security cost-of-living adjustment (COLA). This annual adjustment helps offset inflation and rising costs.
Estimated 2025 VA Disability Compensation Rates
| Disability Rating | 2024 Monthly Pay | 2025 Projected Pay | Monthly Increase |
|---|---|---|---|
| 10% | $171.23 | $176.02 | +$4.79 |
| 30% | $524.31 | $539.00 | +$14.69 |
| 50% | $1,075.16 | $1,105.27 | +$30.11 |
| 70% | $1,716.28 | $1,764.36 | +$48.08 |
| 100% | $3,737.85 | $3,842.52 | +$104.67 |
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Proudly serving as Chief of Staff at Be My Neighbor Mortgage, focusing on holistic homeownership journeys.