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    60% VA Disability Benefits 2025 | Monthly Pay + VA Loan Access

    June 13, 2025

    7 minutes

    60% VA Disability Benefits 2025 | Monthly Pay + VA Loan Access

    Are you wondering, "How much is 60% VA disability?" It’s more than just a number—it's a life-changer. In 2025, a 60% VA disability rating unlocks $1,361.88/month tax-free (or more with dependents), plus VA loans with $0 down, powerful healthcare access, and investment-ready housing support. Let's break down every benefit you've earned.

    2025 VA Disability Compensation Table


    Family Situation
    Monthly Compensation (2025)
    Notes
    Single Veteran
    $1,361.88
    Tax-free, adjusted annually
    With Spouse
    $1,471.88
    Add $110 for spouse
    With Spouse + 1 Child$1,568.88Additional per-child pay available

    Key Benefits of a 60% VA Disability Rating

    • Monthly Compensation (2025): $1,361.88 for a single veteran with no dependents
    • With spouse only: $1,471.88
    • With spouse + 1 child: $1,568.88
    • Additional compensation for dependent children or parents

    Note: All compensation amounts are tax-free and reflect official VA Disability Compensation Rates for 2025.

    Understanding State Tax Breaks & Adaptation Grants

    Is there a property tax exemption for 60% VA disability?Many states offer partial to full exemptions based on your VA rating.

    Can I adapt my home with VA help?Yes—apply for SAH or TRA grants to modify homes for mobility needs.

    See state-specific veteran tax benefits

    More Than Just a Number

    A 60% VA rating often reflects serious ongoing conditions such as PTSD, chronic pain, or limited mobility. Beyond the number, this rating is about restoring stability, regaining independence, and unlocking benefits that improve long-term quality of life.

    Health Care Benefits at 60%

    Veterans rated at 60% qualify for:

    • VA Priority Group 2 health care: Free VA health care for service-connected conditions
    • Prescription coverage and mental health services
    • Travel reimbursement for medical appointments
    • In some cases, dental care and prosthetics.

    Coverage varies by location, so coordinate with your local VA facility.

    Education & Career Opportunities

    • Veteran Readiness & Employment (VR&E): Supports retraining or transitioning into new careers
    • Education benefits for family members: In select states, spouses or children may qualify for tuition support

    Commissary, Travel, and Exchange Privileges

    • Space-Available (Space-A) military travel: Some 60%+ veterans qualify
    • Commissary and Exchange access for eligible veterans

    Can You Buy a Home with a 60% VA Disability Rating?

    Short answer: Yes.

    VA loan benefits are not limited to those with 100% disability ratings. At 60%, you qualify for:

    • $0 down payment
    • No Private Mortgage Insurance (PMI)
    • Reduced or waived VA funding fee, based on your disability status
    • Competitive interest rates

    Housing Adaptation & Tax Assistance

    • Specially Adapted Housing (SAH) grants: May be available for qualified mobility challenges
    • Temporary Residence Adaptation (TRA)
    • State-based property tax exemptions: Vary by location and rating

    Investing as a Veteran with 60% Disability

    Owning a home is one step. Growing wealth through real estate investing is the next.

    reAlpha is a veteran-friendly home-buying platform offering:

    • Commission-free home-buying opportunities
    • Veteran-focused co-home-buying programs
    • National property access and educational support

    Explore smarter home-buying with reAlpha and turn your benefits into long-term financial assets.

    Civilian vs. Veteran Benefit Comparison


    FeatureRegular Civilian60% Disabled Veteran
    VA Loan AccessNo access$0 Down Available
    Real Estate InvestingFees & risksCommission-Free via reAlpha
    Monthly PayNone$1,361.88+ (Tax-Free)
    Health CoveragePrivate insurance VA + Possible Medicare

    FAQs (Voice Search Optimized)

    What does 60% VA disability entitle you to?

    Monthly tax-free pay, healthcare, VA loan access, and education benefits.

    Can you get a VA loan with 60% disability?

    Yes—you qualify for $0 down, waived fees, and top interest rates.

    How much is 60% VA disability in 2025?

    $1,361.88/month for a single vet. Add more for dependents.

    Can 60% VA disability be increased?

    Yes—submit VA Form 21-526EZ with medical updates.

    Can you work with a 60% VA rating?

    Yes, unless you're on TDIU (Total Disability Individual Unemployability).

    Turn Your VA Benefits into Financial Freedom

    You didn’t choose the challenges, but you earned every benefit. With your 60% VA disability rating, you have the power to:

    • Own a home
    • Invest smartly
    • Secure healthcare
    • Build lasting wealth

    Ready to buy smarter? Start with reAlpha—the veteran-first platform making homebuying commission-free.

    Explore VA mortgage options Get VA loan pre-approved Understand VA disability ratings

    Find your home. Build your legacy.

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