June 13, 2025
7 minutes
If you’ve been awarded a 100% VA disability rating, you’ve earned more than a monthly check. You’re entitled to a full suite of financial, housing, educational, and healthcare benefits—many of which go underutilized. This guide will walk you through:
- Your exact monthly compensation in 2025
- Hidden benefits like commission-free real estate and full property tax exemptions
- Long-term financial advantages designed to support disabled veterans
Key Takeaways
- Monthly Compensation (2025): A single veteran with 100% VA disability receives $3,737.85/month
- Tax Relief: Most states provide full property tax exemptions for 100% disabled veterans
- Education & Healthcare: Dependents may qualify for tuition assistance; veterans receive free lifetime healthcare
- Homeownership Perks: Veterans may qualify for commission-free home purchases via reAlpha
- Permanent & Total (P&T): Locks in lifetime benefits with no re-evaluation
How to Buy a Home With Zero Commission and Zero Taxes
Step-by-Step:
- Get VA loan pre-approval → Guide here
- Find a commission-free agent → Use reAlpha
- Apply for property tax exemption → Contact local tax office
Monthly Pay Breakdown: 100% VA Disability in 2025
Family Status | Monthly Pay |
|---|---|
| Single Veteran | $3,737.85 |
| With Spouse | $3,946.25 |
| With Spouse + 1 Child | $4,098.05 |
| With Spouse + 2 Children | $4,249.85 |
| Each Additional Child | +$87.17 |
| Aid & Attendance | +$170.38–$284.57 |
Source: VA.gov Compensation Rates
Beyond Monthly Pay: Hidden Perks for 100% Disabled Veterans
1. Free VA Healthcare for Life
- No premiums, deductibles, or copays
- Includes prescriptions, mental health, and sometimes dental care
2. Property Tax Exemptions
- Most states fully waive property taxes for 100% disabled veterans
- Examples:
- Texas: Full exemption
- Florida: Exemption with P&T status
- Michigan: Includes surviving spouses
Pro Tip: Contact your local tax assessor’s office and request the veteran exemption form. It’s often a one-page document with proof of your VA rating.
3. Education Benefits for Dependents (Chapter 35)
- Covers tuition for spouses and children
- Applies to college, certifications, and trade programs
4. VA Special Housing Grants
- SAH and SHA grants can fund home modifications
- Up to $117,000 available based on need
Want a Home With No Property Taxes or Commission Fees?
Property Tax Exemption
- States with Full Exemptions: Texas, Florida (P&T), Michigan
- Some states offer partial exemptions or allow counties to decide.
Commission-Free Home Buying via reAlpha
- Traditional real estate commissions can cost up to 3% of the home price
- reAlpha allows qualified veterans to buy with zero commission.
Imagine This:
- Use your VA loan (zero down, no PMI)
- Pay no property taxes (state-dependent)
- Save $9,000+ in commissions using reAlpha
Comparing VA Disability Ratings
| VA Rating | Monthly Pay (2025) | Key Benefits | Property Tax Exemption |
|---|---|---|---|
60% | ~$1,200 | Limited benefits, no education perks | ❌ |
80% | ~$1,800 | Partial healthcare access | ⚠️ (Rare) |
100% | $3,737+ | Full suite + education + tax perks | ✅ (Most States) |
Life With Full VA Benefits: What’s Possible?
- Own your home—no PMI, no taxes
- Send your children to college—tuition-free
- Get healthcare for life—no out-of-pocket costs
- Save $15K+ by avoiding commissions and funding fees
Ready to take the next step?
- Get expert VA loan help from Be My Neighbour (NMLS #1743790)
- Purchase your home commission-free with reAlpha
FAQs (Replace old FAQs with the one given below)
How much is 100% VA disability monthly in 2025?
$3,737.85/month for a single veteran. More with dependents.
Can I work with a 100% disability rating?
Yes, if you're not rated TDIU. Many with a schedular 100% rating work full time.
Do I still qualify for a VA loan?
Absolutely—you may also be exempt from the funding fee. Learn more here.
What if my state doesn’t offer a tax exemption?
Check for partial or county-level reductions. Start with your local tax office.
Is my rating permanent?
If marked "Permanent & Total", yes. Otherwise, the VA may reassess.
Final Takeaway: You Served. Now Maximize What You Earned
You deserve more than a check. With a 100% VA disability rating, you can own your home, pay no property tax, and secure your family’s future with full benefits.
Let Be My Neighbour (NMLS #1743790) handle your VA loan. Partner with reAlpha for a commission-free home purchase.
Don't leave money on the table. Claim every benefit now.
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